Re: State of the Union Address Some stupid insurance lol You failed to mention that when you get rushed to the hospital with no insurance everyone else ends up paying for it Freeloader
Re: State of the Union Address My insurance cost went up 23% last year because of the new law. This year I'm looking at a 36% increase. So it looks like i pay for it. In the 10 years or so before that I'd never seen an increase of more then 10%
Re: State of the Union Address All I hear is a bunch of tax breaks for people who couldn't keep there junk in" heir trunk and have to many kids that they can't afford...
Re: State of the Union Address It depends on where you live and what kind of plan you have. Insurance coverage must have sucked in your state. " November 19, 2014 - ...The average annual family-plan premium went up 3 percent from 2013 to 2014, according to the latest annual employer survey from the nonprofit Kaiser Family Foundation and Health Research & Educational Trust. As the press release on the survey says: “Premiums increased more slowly over the past five years than the preceding five years (26 percent vs. 34 percent) and well below the annual double-digit increases recorded in the late 1990s and early 2000s... Are premiums on the state and federal marketplaces going up significantly? Overall, no, but some individuals face substantial increases unless they are willing to switch plans. The New York Times analyzed the recent premium rate data on the marketplace plans released by the federal government and found that many with existing marketplace plans could see increases, as high as 20 percent, on their current plans. But it pays to shop around. “In a typical county, the price will rise 5 percent for the cheapest silver plan and 4 percent for the second cheapest,” the Times wrote. The Times also looked at data from the McKinsey Center for U.S. Health System Reform and found that the premium for the cheapest Silver plan is 3.4 percent higher for 2015, compared with last year. But if consumers stayed put in the cheapest plan from 2014, they would see an average increase of 9.7 percent. In other words, the cheapest plan from 2014 is, in many cases, not the cheapest in 2015." http://www.factcheck.org/2014/11/the-gr ... continues/ The thing you overlook though is that coverage is better now. You're getting more coverage and you can't be denied coverage because of pre existing conditions or dropped because you get sick. You're also getting help paying for that coverage based on your income, so for many costs actually went down. It's not a perfect law, but it's better than what the GOP offered, which was nothing.
Re: State of the Union Address Part of my cost increase is due to the fact that i can no longer shop insurance, since my employer offers insurance I'm now forced to take it through them. All part of the new law.
Re: State of the Union Address The problem is, Not everyone can afford a 36% increase. That's like making me buy a Porsche, then saying "hey, its better then your truck" I'm sure peoplendont care how good it is when They're filing bankruptcy because they need to get rid of debt to pay for insurance.
Re: State of the Union Address Unless you take responsibility. If you go to the hospital with no insurance you still get billed. It's not hard to set up a payment plan. I think you could have used a better example. IMO. Many people have had insurance lapse. Had times they weren't covered for whatever reason. It doesn't mean they don't pay in worse case scenarios. Unpaid medical debt can have a negative impact on your credit. Maybe like someone with cancer who doesn't/didn't have insurance. They go into debt and bankruptcy.
Re: State of the Union Address That's one of the downsides to a total free market system. You reap the benefits of that, and you suffer the consequences. Some find it disgusting that a warfare state can totally enslave you to the power elite. You will always have a elite class in any type governing. In a capitalist free market system you the ability to free yourself. Less so in a socialist and even less of chance in a communist state.
Re: State of the Union Address The point I was making was that letsPlay was calling someone else a freoader while complaining about having to purchase "some stupid insurance " It has nothing to do with people not being able to pay bills
Re: State of the Union Address Last year there were all kinds of horror stories about people's insurance rates going way up. Thing was, when the media looked into them, they almost all turned out to be BS. Maybe his rate went up, maybe it didn't. He says he's getting a 36% increase, but he doesn't provide very much else in the way of information. Does he have individual coverage or is he covered by an employer? If he has individual coverage, has he shopped for a better plan on the exchanges? Can he get a subsidy? Why is his old plan going up? What kind of coverage was it? What were the deductibles? What was the cap? There's a lot of information he left out. And I don't know of anybody filing for bankruptcy because they had to buy health insurance. The fine for not buying any in 2015 is: 2% of your yearly household income. (Only the amount of income above the tax filing threshold, about $10,000 for an individual, is used to calculate the penalty.) The maximum penalty is the national average premium for a bronze plan. OR $325 per person for the year ($162.50 per child under 18). The maximum penalty per family using this method is $975. Whichever is higher.
Re: State of the Union Address Okay. So you don't by insurance. You get sick and have to pay a medical bill. Someone else doesn't have insurance. They get sick and they do not pay the bill. It's plausible for someone not to have insurance and call people free loaders. Even if unlikely. Just get god damn insurance. I got shot in the leg and it cost my over 4g's in a in and out visit. No insurance. So no rehab, no follow ups. No work. No unemployment. If you want the chance at that kind of struggle then be my guest. If it makes you feel more free. Your bank account is gonna take a unneeded hit. It took about 3 weeks to get back working. And about 6 months until i felt 100% If you feel people are freeloaders then don't except hand outs of any kind. There ya go. You are a free person. Congratulations. Being uninsured isn't cool. Its a pian in the ass.
Re: State of the Union Address Ask Bush. Most of it is his. Idiots like you think everything magically resets when a President leaves office. It doesn't. We're still paying for his unfunded tax cuts, unfunded Medicare expansion, and unfunded wars. Every time one of you morons mentions debt I want to ***** slap you. You have zero clue how things work. Take food stamps for example. It was "OMG food stamp use went up under Obama!" Well, no ****. That's what happens when you have an economic disaster. All the safety net programs like food stamps and unemployment kick in. The government spends more to keep people from freaking starving. With increased unemployment, tax revenues go down. People who aren't working don't pay taxes. So the government makes less money. More spending, less money, and you have deficits. But you idiots act like the recession never happened. You want to talk debt? Let's talk debt. Under Reagan, debt went from $998 billion to $2.6 trillion. He nearly tripled it. Under Bush, debt went from $5.8 trillion to $10.626 trillion. Almost double. Under Obama, debt has gone from $10.626 trillion to 18 trillion now. That's not even double. Granted, Obama has two more years left, but to do the same as Reagan, Obama would have to increase debt to nearly $28 trillion dollars. Reagan still holds the record. Yet conservatives worship Reagan like he was an economic genius. At least Reagan inherited a recession as an excuse. Bush has none. He inherited freaking budget surpluses. Still want to play?
Re: State of the Union Address That sounds good, but the data doesn't support it. Canada and most of Europe, countries with higher degrees of socialism than America, have higher economic mobility rates than we do. Don't think so? Even conservatives agree. "Americans enjoy less economic mobility than their peers in Canada and much of Western Europe....Former Senator Rick Santorum of Pennsylvania, a Republican candidate for president, warned this fall that movement “up into the middle income is actually greater, the mobility in Europe, than it is in America.” National Review, a conservative thought leader, wrote that “most Western European and English-speaking nations have higher rates of mobility.” Even Representative Paul D. Ryan, a Wisconsin Republican who argues that overall mobility remains high, recently wrote that “mobility from the very bottom up” is “where the United States lags behind...At least five large studies in recent years have found the United States to be less mobile than comparable nations.” http://www.nytimes.com/2012/01/05/us/ha ... ml?hp&_r=0 The fact is, if you're born poor it's easier to "free yourself" in Canada or Europe than in America.
Re: State of the Union Address Democrats and Republicans are two sides of the same coin. Neither party cares about you, the citizen.
Re: State of the Union Address I think that making the first two years of community college would be amazing imo. So I am glad that was like proposed in the address.
Re: State of the Union Address If you are a young man starting from nothing. You better exercise discipline. You are going to need every penny you get. Nobody is giving you anything. I don't care what they say. Fun times can wait.