I'm not a huge supporter of either honestly. Maybe offer better premium ebs as Hte isn't nearly worth 6$ anymore. HF cut would be fine supplying they give everyone a refund based off of amount invested as a whole. Last refund they screwed more people than they helped, instead if "After this day & Before this day". Set a "By this day" & refund accordingly for everyone on what they currently have built. Regardless of time or Hfbc. Equality for all.