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Yeah i justed tested just to make sure, it depends on who is stealing, big hlbc hansel took 5,3mil out of 2,7billion in one steal, small guild...
Or maybe the type of attackbuilding you have determines of a hansel with zero gold will be dtw for attackbuilds if his troops are above 20%
Nr.2 is incorrect, atleast in rw, but probably in off-systrm aswell