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if i pay for something i get automatically a contract and i become a customer with my rights as customer. And what is written in a ToU of a...
As a company you can write many things in a ToU but if it's confirm with the existing laws is a different thing. If i buy something i have...
If you give or pay to much by your own mistake in rl you have no rights to claim back anything. You can only ask nicely to get it back.